You can even submit a copy of the newest ITR you to definitely has a good BIR stamp. I believe for it one to, you are going to need to see your RDO to acquire stamped.
If you’re an excellent freelancer otherwise an entrepreneur, you could submit a copy of the audited ITR and you may BIR stamp. We don’t try out this one to since We wasn’t the one who applied for the loan and i also did not donate to feel co-borrower, however, I think this should suggest taking the current https://cashadvanceamerica.net/payday-loans-nv/ ITR, and just to go on new safe front, your accounting books, toward RDO.
Whenever you are employed, you could choose to fill in their certified 1 month spend slip dated at the very least 3 months just before date from application. Jay chose to submit about three in order to seal the offer, haha! The guy plus submitted their COE including them.
This is certainly on the 1st step. Pag-IBIG usually evaluate their articles to check on your own qualifications to utilize to possess a property loan.
After you’ve submitted such records on the internet, you are going to found a message compelling one to purchase the new handling commission. I reduced Php step 1,000. Ensure that you print-out a copy of your own confirmation of your own fee. You will have to provide so it in order to Pag-IBIG , as well as the other requirements, once you’ve been anticipate to consult with the office as a consequence of email address or a visit.
Here you will find the documents that you should bring to Pag-IBIG after you have already been requested to submit your write-ups actually:
step 1. The unique copies of your data files your recorded about first procedure, except for the brand new selfie. You ought to have your ID photocopied.
2. A copy of your own Special Fuel away from Attorneys for the broker. (In case your holder isnt regarding Philippines)
The price of notarization relies upon new arranged price point of the home stipulated on your own package to offer.
They will together with inquire for taking your photo with your legitimate ID again. This time, it might be their employees that will use the test.
Assessment stage
Given that table manager seems over your write-ups and you will sees no discrepancies, you’re asked to fund assessment fee. I repaid Php 2,000.
We had been informed to attend to own a visit from a single out of their employees concerning your agenda of the home appraisal. What goes on during the home assessment is they will send agents so you can check the house to see if they meets its practical and you can requirements.
They titled three days before they visited. The newest appraisers have been in the set of the 8AM. They ran into the, looked the fresh new measurements and you will didn’t extremely communicate with united states anywhere near this much. They just ran to check for each space inside your home.
Next that has been they. We were informed to attend because of their email if all of our loan could have been accepted or otherwise not recognized; although not, they already warned us that domestic we had been trying to buy is short of 1 meter in width on their requirements.
Loan Refuted
We received an email regarding Pag-IBIG officially stating that the new sized our house failed to fulfill their criteria, which is actually that. That has been the end of our sense……for now.
I experienced turning in a letter out of reconsideration, but the email obviously stated that we had to address the new topic and you may invest in making the necessary alter, and therefore i would not. So we had to take on our destiny and move on.
Oh really, no less than i have gathered a life ability that people can include in the long run and to show the high school students when it’s its check out purchase their property. We had been, however, troubled, however, we’re going to continue our very own dreams until we in the long run get the lay we are able to label family.